So the trip to the bank went well, much better than I expected. Once I got there we started straight off in re-loaning the car, which is good as my payments are down to £165 from £308.
She also gave me a cash loan for the total amount of my credit card balance* and my overdraft, I was going to object, but it makes perfect sense really as next month I will be starting off pretty much from “scratch”.
We also never got around to talking about my overdraft, but to be honest that was a good thing.
* = I don’t carry a “balance” on my card, you have to be MAD to with the “great rate” they offer.
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